Retiring in Morocco – Your New Life Begins Here

Pension not enough to live on? In Morocco, limited money turns into a peaceful and fulfilling daily life. We support you with retiring in Morocco – personally, honestly, and directly on site.

You have worked all your life – and now? Rising living costs in Europe make it hard for many to truly enjoy retirement. Maybe you also feel that your pension barely covers more than the essentials. But retirement should finally be the time for peace, sunshine, and a good life.

More and more retirees are discovering Morocco as a real alternative: a pleasant climate, lower costs, friendly people, and above all, new joy in life. Even with an average European pension, you can live comfortably in Morocco – often with sea views or in the peaceful countryside.

And the best part: you don’t take this step alone. We accompany you with heart and experience.

Section 1: Why Consider Retiring in Morocco?

Why More Retirees Are Choosing Morocco

Across Europe, rising rents, energy bills, and daily expenses hit retirees the hardest. What was once considered a well-deserved time of rest has now become a daily struggle for many. It’s no surprise that more and more people are asking themselves: does retirement really have to be this way?

In Morocco, this thought becomes reality: even with a modest pension, you can enjoy a high quality of life. Retiring in Morocco means shaping your life on your own terms, recharging your energy, and feeling safe – not in spite of your age, but because of it. It’s never too late to start over, and Morocco offers the perfect environment for a rewarding new chapter.

▸ ✅ Cost of living significantly lower than in Europe
▸ ✅ More sunshine, more peace, less stress
▸ ✅ No bureaucracy alone: we support you on site

Retiring in Morocco

Section 2: Why Morocco?

Morocco – the Underrated Paradise for Retirees

Morocco is not just sunshine and souks. It is a country with excellent healthcare, affordable housing, warm-hearted people, and delicious food – only a few flight hours from Europe.

Especially for retirees, Morocco offers many advantages:

▸ Rental prices starting from just 200–400 EUR – even with sea view
▸ Fresh fruit, vegetables & daily essentials much cheaper than in Europe
▸ Private clinics, pharmacies, and doctors available in French and German
▸ Residence permits for retirees with a European pension are usually straightforward

Our Recommendation

▸ Germany and Morocco have a double taxation agreement
▸ Your statutory pension is not taxed twice – but it must be reported correctly
▸ We explain clearly what this means for you – and assist with registration on site

Note: Many of our clients pay less tax in Morocco than in Germany – completely legal. We help you choose the right structure and support you every step of the way.

More about residency & registration here: Residency & Registration in Morocco

Section 3: Our Support – Step by Step

We Guide You – Directly On Site in Morocco

You are not alone. Our German-Moroccan team lives in Morocco and knows exactly what matters when it comes to retiring in Morocco. Whether it’s dealing with authorities, finding housing, understanding the healthcare system, or simply getting a local SIM card – we take you by the hand and make sure your new start is not only successful but truly enjoyable.

▸ ✅ Support with residency permits & application for the Carte de Séjour
▸ ✅ Assistance in finding and renting an apartment
▸ ✅ Registration with doctors, clinics, or pharmacies
▸ ✅ Guidance for bank accounts, internet, and SIM cards
▸ ✅ Connections to German-speaking contacts
▸ ✅ Translations, explanations, and on-site security

Our Recommendation

▸ The German Pension Fund transfers payments abroad – all you need is a reliable bank account
▸ In Morocco, a local bank account is required for the Carte de Séjour
▸ We guide you through the bank account opening – with language support and personal assistance

Note: Whether CIH, Attijari, or Bank of Africa – we know the banks, help schedule appointments, and explain exactly what to expect. No language barriers, no stress.

Learn more about our relocation packages:
Our Services at a Glance

Section 4: Success Story

“We couldn’t have done it without you.”

“We thought we were too old to move abroad. But today, we sit every evening on our terrace in Casablanca – with a view of the ocean. Thank you for your patience and for helping us with everything. Without you, we would never have made our dream of retiring in Morocco come true.”

Heike & Robert, 66 & 72 years old, relocated to Morocco with us in 2024

casablanca retiring morocco

Section 5: Frequently Asked Questions about Retiring in Morocco

Can I live in Morocco with my German pension?
Yes. Many of our clients manage very well with €1,000–1,800 per month. Morocco is significantly more affordable than Germany.
Will I receive my pension payments in Morocco?
Yes, your pension can be transferred directly to a Moroccan bank account. We support you in setting up the account.
How safe is Morocco for retirees?
Very safe. Especially in quiet neighborhoods or expat communities, you will find peace, security, and a welcoming atmosphere.
Do I need to speak Arabic?
No. Many processes operate in French or English, and we’re here to help. You don’t need local language skills to start retiring in Morocco.
Our team connects you with trusted clinics, doctors, and pharmacies — and accompanies you to appointments if desired. You’re never alone, and this support is invaluable in your first months.

For more general information on receiving a pension abroad, see the European Union’s “State Pensions Abroad” Guide.

market morocco retiring

Section 6: Cost of Living in Morocco – Real Example Prices

What Does Life in Morocco Really Cost?

Many retirees ask: How far will my pension take me in Morocco? The answer: often further than in Europe – with more sunshine, peace, and quality of life. Here are some real examples from everyday living costs:

Cost of Living Comparison – Morocco vs. Germany

This is how different daily expenses can be in retirement:

Category Morocco (avg.) Germany (avg.)
2-room apartment 250–450 EUR 750–1,200 EUR
Electricity & Water 20–40 EUR 120–180 EUR
Internet 20–25 EUR 35–50 EUR
Fresh fruit & vegetables (weekly) 10–15 EUR 30–40 EUR
Hairdresser 3–6 EUR 20–30 EUR

Figures are based on our clients’ experiences and average local prices (as of 2025).

Practical Tip

▸ Retirees spend on average around 800 EUR/month – including rent.
▸ Typical costs for electricity, internet & groceries are 60–70% lower than in Germany.
▸ Avoid tourist prices – shop at local markets for the best deals.

Note: We provide you with up-to-date prices tailored to your location and lifestyle in Morocco.

Section 7: Your New Start in Morocco – Step by Step

Starting Your New Life in Morocco Made Simple

We guide you through every important step – clear, simple, and at your pace. You decide how much support you want. Here’s how your journey to retiring in Morocco looks with us:

  1. Book your free initial consultation
    Tell us how you imagine your retirement life in Morocco.
  2. Personalized advice & planning
    Together we define what you need: residency, housing, healthcare, etc.
  3. Preparations in your home country
    Support with documents, translations, cancellations, banking, and more.
  4. Arrival & on-site support
    We pick you up, accompany you to the bank, authorities, doctors, and more.
  5. Settle in & enjoy life
    You live, relax, and enjoy – while we remain available whenever you need us.
Retiring in Morocco – Top 5 Reasons to Retire Here (2025)
Our Recommendation:
Why this matters: These resources help you avoid common mistakes when retiring in Morocco, give you a clear roadmap, and show how others have successfully started their new life here.
Retiring in Morocco – Top 5 Reasons to Retire Here (2025)

Your Retirement in Morocco – With Our Support

Discover in a free consultation how you can enjoy your retirement in Morocco without worries. We explain every step clearly and simply – personal, transparent, and without complicated jargon.

Get Your Free Consultation